We’re excited to launch a new feature to everyone today, secure card storage! We’ve had this in the works for a while now, and have just completed extensive testing with our partners and a few adventurous Cashier Live users.
Here’s a brief explanation on why we’ve added this, and how you can use it:
For years and years, stores have been keeping files with their customers credit card information. There can be a lot of reasons for this, for example stores that deliver to a frequent customer will often keep their credit card on file to charge new purchases. This has never been a secure thing to do, and recently PCI regulations have been put in place to eliminate this practice.
We have a number of users whose businesses require the storage of credit card numbers, so we quickly decided to add this feature. In order to securely store these card numbers, we’ve worked with all of our credit card processing partners to put in place a tokenization system. The quick run down of how this works is:
1- You run a card through and tell us that you want to save this credit card number for this particular customer. (In Cashier Live, you’ll need to first set the customer for that particular transaction to have access to these features)
2- As the transaction is sent for authorization, we tell your credit card processor that you want to store this credit card number. Your processor then stores the number and sends us back a token which we associate with that customer. The key here is that these card numbers are stored at your processor, not within Cashier Live itself.
3- The next time this particular customer wants to charge something to their card on file, first set the customer in Cashier Live then go to tender the sale as usual. If you have a credit card on file for that particular customer, you’ll see it listed as a tender type.